Chapter 7 Bankruptcy

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Chapter 7 Bankruptcy allows individuals and families overwhelmed by unsecured debt—like credit cards, medical bills, or personal loans—to wipe the slate clean. It’s often called a “fresh start bankruptcy” because it discharges most unsecured debts permanently.

Who It Helps:

• People buried in credit card or medical debt
   
• Those who have little or no disposable income each month
   
• Individuals who qualify under the means test
   

Benefits:

• Stops collection calls, lawsuits, and wage garnishments
   
• Eliminates most unsecured debts
   
• Allows you to protect certain exempt property (like your home, car, or retirement savings)

Our Approach:

At the Law Offices of Alexis Garcia, P.A., we carefully guide you through the process, ensuring that you understand which assets are protected and what steps to take. We handle the paperwork, deadlines, and court hearings so you can focus on your fresh start. 

📞 Call 305-428-2858 today for your FREE Chapter 7 consultation.