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Chapter 13 Bankruptcy
Protect Your Home and Rebuild Through Chapter 13
Chapter 13 Bankruptcy—often called a “wage earner’s plan”—allows individuals with steady income to catch up on missed mortgage, car, and other secured payments while restructuring debts into a 3- to 5-year repayment plan.
Who It Helps:
- Homeowners behind on mortgage payments
- Individuals facing foreclosure or repossession
- Those who don’t qualify for Chapter 7 but need debt relief
Benefits:
- Stops foreclosure and repossession immediately
- Allows you to catch up on arrears over time
- Consolidates debts into one manageable monthly payment
- Protects co-signers in some cases
Our Approach:
We review your finances to build a repayment plan that works for you. Our office files your petition, deals with the trustee, and protects your rights throughout the process so you can focus on keeping your home and rebuilding your financial stability.
📞 Call 305-428-2858 to discuss your Chapter 13 options.
Schedule a Free Consultation Today
If you are struggling with debt and need legal assistance, don't wait to get the help you need. Contact us today to schedule a free consultation with one of our experienced bankruptcy attorneys. We are here to help you find relief and achieve a brighter financial future.