Stop Creditor Calls.
Get a Fresh Start.
Overwhelmed by debt? Attorney Alexis Garcia has helped 1,000+ families throughout her career eliminate debt and protect their assets — in as little as 90 days.
Facing garnishment, foreclosure, or creditor lawsuits? Filing bankruptcy triggers an automatic stay — by law, all creditor calls, lawsuits, and collection actions must stop immediately.
Alexis Garcia, Esq.
With over 15 years helping Miami families navigate financial hardship, I understand the stress you are facing. My mission is simple: give every client a real path forward — with dignity, clarity, and results. Whether you need Chapter 7 or Chapter 13, I will personally guide you through every step.
Most Miami residents qualify for Chapter 7. If you own a home or have regular income, Chapter 13 may protect more of your assets.
Chapter 7 — Liquidation
Eliminate most unsecured debt in 3–6 months. Best for lower income or those with few assets to protect.
Most common in Miami- Wipes out credit card & medical debt
- Process takes 90–180 days
- Must pass means test
- No repayment plan required
Chapter 13 — Reorganization
Restructure into a 3–5 year repayment plan. Keep your home and car while catching up on missed payments.
Best to save assets- Stop foreclosure & keep your home
- Catch up on car payments
- Protect non-exempt assets
- Requires steady income
From your first call to a debt-free life — here is the process.
Free consultation
Review your full situation with Attorney Garcia — no cost, no commitment. We identify which chapter fits and walk you through every next step.
We file on your behalf
The automatic stay goes into effect the moment we file. Creditor calls, wage garnishments, and lawsuits must stop by federal law — immediately.
Debt discharged — fresh start
Once complete, qualifying debts are eliminated. We provide a personalized credit rebuild roadmap so you can recover faster.
Real Google reviews from real Miami families.
Leave your details and Attorney Garcia or her team will call you back within 2 business hours.