Miami foreclosure defense attorney Alexis Garcia

Miami Foreclosure Defense

Behind on Mortgage Payments?
You May Still Have Options.

If you’ve received foreclosure notices or missed payments, acting now may change the outcome. Alexis Garcia has helped Miami homeowners protect their homes for over 15 years.

Se habla español  ·  No commitment required

Foreclosure moves fast in Florida. The earlier you act, the more options you have.
15+ years experience
Free & confidential consultation
Speak directly with the attorney
Miami homeowners helped

Bankruptcy May Be Able to Stop Foreclosure

When a bankruptcy case is filed, the automatic stay takes effect immediately — a court-ordered protection that can halt foreclosure proceedings, stop collection calls, and freeze garnishments. For homeowners behind on payments, this may create the breathing room needed to find a path forward.

Eliminate debt & start fresh

Chapter 7 Bankruptcy

May discharge qualifying unsecured debts and provide immediate relief from collection actions. Can buy time to evaluate your options with the home.

Faster process · 3–6 months

Catch up & keep your home

Chapter 13 Bankruptcy

A structured repayment plan may let you catch up on missed mortgage payments over 3–5 years while keeping your home and continuing regular payments.

Best option if behind on mortgage

Every situation is different. The right approach depends on your income, how many payments you’ve missed, and where the foreclosure process stands. A consultation can clarify which options apply to your situation.

What Our Clients Are Saying

What to Expect

Free, confidential consultation

You speak directly with Alexis — not a paralegal or a call center. She reviews your situation, your mortgage status, and any notices you’ve received.

Clear explanation of your options

You’ll understand exactly what Chapter 7 and Chapter 13 could mean for your home, your debts, and your timeline — in plain English or Spanish.

A path forward, if you qualify

If bankruptcy can help, Alexis explains the process, the cost, and what to expect at every step. No pressure and no commitment required.

Attorney Alexis Garcia

Alexis Garcia, Esq.

Miami Bankruptcy & Foreclosure Defense Attorney

Born and raised in Miami, Alexis has spent over 15 years helping individuals and families navigate financial hardship — foreclosure, overwhelming debt, wage garnishment, and creditor harassment. She works closely with every client and believes in clear communication, not legal jargon. Every call is handled with discretion and respect.

Request Your Free Confidential Review

Fill out the form below or call us directly. We’ll review your situation and let you know what options may be available — at no cost and no obligation.

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(305) 428-2858

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