{"id":1349,"date":"2026-05-05T09:50:30","date_gmt":"2026-05-05T13:50:30","guid":{"rendered":"https:\/\/alexisgarcia.legal\/?p=1349"},"modified":"2026-10-06T10:27:13","modified_gmt":"2026-10-06T14:27:13","slug":"qualify-for-bankruptcy-in-florida","status":"publish","type":"post","link":"https:\/\/alexisgarcia.legal\/es\/qualify-for-bankruptcy-in-florida\/","title":{"rendered":"Do I Qualify for Bankruptcy in Florida? (Means Test Explained Simply)"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Do I Qualify for Bankruptcy in Florida?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re considering bankruptcy, one of the first questions you\u2019re likely asking is:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u201cDo I even qualify?\u201d<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The good news is that many people are eligible for bankruptcy\u2014even if they\u2019re unsure based on their income or financial situation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this guide, we\u2019ll explain how <strong>bankruptcy qualification works in Florida<\/strong>, what the means test is, and how to determine whether Chapter 7 or Chapter 13 may be available to you.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">The Short Answer: Do You Qualify for Bankruptcy in Florida?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 <strong>Most people who are struggling with debt will qualify for some form of bankruptcy.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The key question is not whether you qualify for bankruptcy at all\u2014but rather:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Which type of bankruptcy is right for your situation?<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The two most common options are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chapter 7 (debt elimination)<\/li>\n\n\n\n<li>Chapter 13 (repayment plan)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What Is the Means Test?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>una prueba de recursos<\/strong> is used to determine whether you qualify for <strong><a href=\"https:\/\/alexisgarcia.legal\/es\/chapter-7-bankruptcy-in-miami\/\">Cap\u00edtulo 7 de Bancarrota<\/a><\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It looks at:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your income<\/li>\n\n\n\n<li>Your household size<\/li>\n\n\n\n<li>Your expenses<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The goal is to assess whether you have enough disposable income to repay your debts.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 1: Compare Your Income to Florida\u2019s Median<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The first part of the means test compares your income to the <strong>median income in Florida<\/strong> for a household of your size.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If your income is:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Below the median<\/strong> \u2192 You will likely qualify for Chapter 7<\/li>\n\n\n\n<li><strong>Above the median<\/strong> \u2192 You may still qualify, but additional analysis is required<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 2: Calculate Your Disposable Income<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your income is above the median, the means test looks at your:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Necessary living expenses<\/li>\n\n\n\n<li>Secured debt payments<\/li>\n\n\n\n<li>Other allowable deductions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">After these are applied, the court determines whether you have enough <strong>disposable income<\/strong> to repay creditors.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What If You Don\u2019t Qualify for Chapter 7?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you do not qualify for Chapter 7, you still have another option:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udc49 Chapter 13 Bankruptcy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Chapter 13 allows you to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Repay debts over 3\u20135 years<\/li>\n\n\n\n<li>Catch up on missed payments<\/li>\n\n\n\n<li>Keep your assets<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Learn more here: <a href=\"https:\/\/alexisgarcia.legal\/es\/chapter-13-bankruptcy-in-miami\/\">Chapter 13 Bankruptcy in Miami Explained<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Common Factors That Affect Qualification<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Several factors can influence whether you qualify:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Income level<\/li>\n\n\n\n<li>Household size<\/li>\n\n\n\n<li>Monthly expenses<\/li>\n\n\n\n<li>Type of debt<\/li>\n\n\n\n<li>Employment status<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Even small differences in these areas can affect your eligibility.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Can You Still Qualify If You Have a Job?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Yes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Having a job does <strong>not disqualify you<\/strong> from filing bankruptcy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In fact:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Many people who file bankruptcy are employed<\/li>\n\n\n\n<li>Income is simply one factor used to determine the best option<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What Types of Debt Can Be Discharged?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you qualify for Chapter 7, many types of debt may be eliminated, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deudas de tarjetas de cr\u00e9dito<\/li>\n\n\n\n<li>Facturas m\u00e9dicas<\/li>\n\n\n\n<li>Pr\u00e9stamos personales<\/li>\n\n\n\n<li>Certain judgments<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Learn more here: <a href=\"https:\/\/alexisgarcia.legal\/es\/chapter-7-bankruptcy-in-miami\/\">Chapter 7 Bankruptcy in Miami Explained | Fresh Start Guide<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What If You Own Property?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Owning property does not automatically prevent you from qualifying.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Florida\u2019s exemption laws may allow you to protect:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your home<\/li>\n\n\n\n<li>Your car<\/li>\n\n\n\n<li>Personal property<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Learn more here: <em><a href=\"https:\/\/alexisgarcia.legal\/es\/florida-bankruptcy-exemptions\/\">Florida Bankruptcy Exemptions Explained | What Can You Keep?<\/a><\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Why Many People Qualify Without Realizing It<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is important:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Many people assume they don\u2019t qualify for bankruptcy when they actually do.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">This can happen because:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The means test is misunderstood<\/li>\n\n\n\n<li>Income alone does not determine eligibility<\/li>\n\n\n\n<li>There are multiple bankruptcy options available<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What Should You Do Next?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re unsure whether you qualify, the best step is to get a clear understanding of your situation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reviewing your income and expenses<\/li>\n\n\n\n<li>Evaluating your debt<\/li>\n\n\n\n<li>Determining which bankruptcy option fits your needs<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Speak with a Miami Bankruptcy Attorney<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding whether you qualify for bankruptcy is an important first step toward financial relief.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A consultation can help you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Determine your eligibility<\/li>\n\n\n\n<li>Explore your options<\/li>\n\n\n\n<li>Move forward with confidence<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Visit our <a href=\"https:\/\/alexisgarcia.legal\/es\/miami-bankruptcy-lawyer\/\">Miami bankruptcy attorney page<\/a><br>\ud83d\udc49 <a href=\"https:\/\/alexisgarcia.legal\/es\/contact-us\/\" data-type=\"page\" data-id=\"18\">Contact us<\/a> today to schedule a consultation<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You don\u2019t have to navigate this alone\u2014there are solutions available.<\/p>","protected":false},"excerpt":{"rendered":"<p>Do I Qualify for Bankruptcy in Florida? If you\u2019re considering bankruptcy, one of the first questions you\u2019re likely asking is: \u201cDo I even qualify?\u201d The good news is that many people are eligible for bankruptcy\u2014even if they\u2019re unsure based on their income or financial situation. In this guide, we\u2019ll explain how bankruptcy qualification works in [&hellip;]<\/p>\n","protected":false},"author":276886052,"featured_media":1351,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1361],"tags":[1404],"class_list":["post-1349","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-insights","tag-filing-process"],"jetpack_publicize_connections":[],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/ph4ALZ-lL","jetpack-related-posts":[{"id":631,"url":"https:\/\/alexisgarcia.legal\/es\/chapter-7-bankruptcy-in-miami-explained\/","url_meta":{"origin":1349,"position":0},"title":"Chapter 7 Bankruptcy in Miami Explained: A Fresh Start for Financial Relief","author":"GarciaLegal","date":"marzo 25, 2026","format":false,"excerpt":"Chapter 7 Bankruptcy in Miami Explained: A Fresh Start for Financial Relief If you\u2019re overwhelmed by debt and searching for answers, you\u2019re not alone. Many individuals and families in Miami face financial challenges at some point\u2014and for many, Chapter 7 bankruptcy offers a real path forward. Despite the stigma, bankruptcy\u2026","rel":"","context":"En \u00abLegal Insights\u00bb","block_context":{"text":"Legal Insights","link":"https:\/\/alexisgarcia.legal\/es\/category\/legal-insights\/"},"img":{"alt_text":"Info about a Chapter 7 bankruptcy in Miami","src":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/03\/AdobeStock_392562310.jpeg?fit=1200%2C900&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/03\/AdobeStock_392562310.jpeg?fit=1200%2C900&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/03\/AdobeStock_392562310.jpeg?fit=1200%2C900&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/03\/AdobeStock_392562310.jpeg?fit=1200%2C900&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/03\/AdobeStock_392562310.jpeg?fit=1200%2C900&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1654,"url":"https:\/\/alexisgarcia.legal\/es\/what-happens-after-filing-bankruptcy-in-florida\/","url_meta":{"origin":1349,"position":1},"title":"What Happens After You File Bankruptcy in Florida?","author":"GarciaLegal","date":"mayo 20, 2026","format":false,"excerpt":"What Happens After You File Bankruptcy in Florida? Filing bankruptcy can feel overwhelming, especially if you are unsure what happens next. Many people considering bankruptcy ask questions like: \u201cWill creditors stop calling?\u201d \u201cWill I have to go to court?\u201d \u201cHow long does the process take?\u201d \u201cWhat happens to my property?\u201d\u2026","rel":"","context":"En \u00abLegal Insights\u00bb","block_context":{"text":"Legal Insights","link":"https:\/\/alexisgarcia.legal\/es\/category\/legal-insights\/"},"img":{"alt_text":"what happens after you file bankruptcy in Florida","src":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_321743159.jpeg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_321743159.jpeg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_321743159.jpeg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_321743159.jpeg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_321743159.jpeg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1642,"url":"https:\/\/alexisgarcia.legal\/es\/debts-discharged-in-bankruptcy-in-florida\/","url_meta":{"origin":1349,"position":2},"title":"What Debts Can Be Discharged in Bankruptcy in Florida?","author":"GarciaLegal","date":"mayo 18, 2026","format":false,"excerpt":"What Debts Can Be Discharged in Bankruptcy in Florida? If you\u2019re considering bankruptcy, one of the biggest questions you may have is: \u201cWhat debts can bankruptcy actually eliminate?\u201d The answer depends on several factors, including: The type of debt The type of bankruptcy you file Your individual financial situation The\u2026","rel":"","context":"En \u00abLegal Insights\u00bb","block_context":{"text":"Legal Insights","link":"https:\/\/alexisgarcia.legal\/es\/category\/legal-insights\/"},"img":{"alt_text":"What Debts Can Be Discharged in Bankruptcy in Florida?","src":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_812448524.jpeg?fit=1200%2C832&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_812448524.jpeg?fit=1200%2C832&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_812448524.jpeg?fit=1200%2C832&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_812448524.jpeg?fit=1200%2C832&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_812448524.jpeg?fit=1200%2C832&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":300,"url":"https:\/\/alexisgarcia.legal\/es\/chapter-7-vs-chapter-13-bankruptcy-whats-the-difference-and-which-is-right-for-you\/","url_meta":{"origin":1349,"position":3},"title":"Chapter 7 Bankruptcy vs Chapter 13 Bankruptcy: What\u2019s the Difference and Which Is Right for You?","author":"GarciaLegal","date":"febrero 10, 2026","format":false,"excerpt":"If you\u2019re overwhelmed by debt and considering bankruptcy, you\u2019re not alone. Many people in Miami face financial hardship due to medical bills, job loss, credit card debt, or rising living costs. Two of the most common options available to individuals are Chapter 7 bankruptcy and Chapter 13 bankruptcy. While both\u2026","rel":"","context":"En \u00abLegal Insights\u00bb","block_context":{"text":"Legal Insights","link":"https:\/\/alexisgarcia.legal\/es\/category\/legal-insights\/"},"img":{"alt_text":"Compare Chapter 7 vs Chapter 13 bankruptcy","src":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/02\/AdobeStock_503697906.jpeg?fit=1200%2C760&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/02\/AdobeStock_503697906.jpeg?fit=1200%2C760&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/02\/AdobeStock_503697906.jpeg?fit=1200%2C760&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/02\/AdobeStock_503697906.jpeg?fit=1200%2C760&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/02\/AdobeStock_503697906.jpeg?fit=1200%2C760&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1427,"url":"https:\/\/alexisgarcia.legal\/es\/bankruptcy-ruin-my-credit-florida\/","url_meta":{"origin":1349,"position":4},"title":"Will Bankruptcy Ruin My Credit? (What Actually Happens in Florida)","author":"GarciaLegal","date":"mayo 11, 2026","format":false,"excerpt":"Will Bankruptcy Ruin My Credit? One of the biggest fears people have about filing bankruptcy is: \u201cWill bankruptcy ruin my credit forever?\u201d It\u2019s a completely understandable concern. Your credit affects many parts of life, from financing a car to qualifying for a mortgage or even renting an apartment. The truth\u2026","rel":"","context":"En \u00abLegal Insights\u00bb","block_context":{"text":"Legal Insights","link":"https:\/\/alexisgarcia.legal\/es\/category\/legal-insights\/"},"img":{"alt_text":"Will Bankruptcy Ruin My Credit?","src":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_619348674.jpeg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_619348674.jpeg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_619348674.jpeg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_619348674.jpeg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_619348674.jpeg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":2162,"url":"https:\/\/alexisgarcia.legal\/es\/bankruptcy-tax-debt-miami\/","url_meta":{"origin":1349,"position":5},"title":"Can Bankruptcy Get Rid of Tax Debt? What Miami Filers Need to Know (2026 Guide)","author":"GarciaLegal","date":"julio 24, 2026","format":false,"excerpt":"Owe the IRS and drowning in other debt too? Learn which tax debts bankruptcy can actually eliminate, which ones survive no matter what, and how Chapter 13 can help even when Chapter 7 can't.","rel":"","context":"En \u00abLegal Insights\u00bb","block_context":{"text":"Legal Insights","link":"https:\/\/alexisgarcia.legal\/es\/category\/legal-insights\/"},"img":{"alt_text":"bankruptcy tax debt","src":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/07\/AdobeStock_131610852.jpeg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/07\/AdobeStock_131610852.jpeg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/07\/AdobeStock_131610852.jpeg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/07\/AdobeStock_131610852.jpeg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/07\/AdobeStock_131610852.jpeg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/alexisgarcia.legal\/wp-content\/uploads\/2026\/05\/AdobeStock_1213663838.jpeg?fit=1800%2C1200&ssl=1","_links":{"self":[{"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/posts\/1349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/users\/276886052"}],"replies":[{"embeddable":true,"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/comments?post=1349"}],"version-history":[{"count":6,"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/posts\/1349\/revisions"}],"predecessor-version":[{"id":2373,"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/posts\/1349\/revisions\/2373"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/media\/1351"}],"wp:attachment":[{"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/media?parent=1349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/categories?post=1349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alexisgarcia.legal\/es\/wp-json\/wp\/v2\/tags?post=1349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}